We all withdraw money from ATMs from time to time, but sometimes you also get cheated through ATM. Those who are looking to steal your hard earned money in a blink of an eye, steal money from ATM in different ways. So there are 8 such things by following which you can save your hard earned money.
In today's time, whenever there is a need for cash, everyone takes the help of ATM. ATM has made our life easier, but at the same time it has also increased the risk of fraud. Yes, people who commit fraud through ATM are inventing new ways every day to steal your hard earned money. But don't worry, we will give you some such 'smart tips', by adopting which you can easily defeat these 'cyber thieves'.
As soon as you enter the ATM cabin to withdraw money, always look around. See if any suspicious person is staring at you or keeping an eye on your PIN. Also, if the cabin is in a deserted place or looks broken, avoid withdrawing money from there.
Look carefully at the card slot before inserting the card to withdraw money. If it seems loose or any other device is stuck on it, be alert because it could be a 'card skimmer' which can steal the debit card information.
Whenever you are entering the PIN in the ATM, you should also keep an eye on the keypad. Sometimes scammers put a fake keypad on the keypad to commit fraud, so always check once that a fake keypad is not installed.
While entering your ATM PIN, you should always hide the keypad with the other hand. By doing this, even if a hidden camera is installed, it will not be able to record your PIN.
If you have gone to withdraw money from ATM and a stranger offers to help you, you should politely refuse. Many times, fraudsters see your PIN or change your card on the pretext of helping.
If you are unable to withdraw money or you feel that you do not want to withdraw money right now, then cancel the transaction and wait till it gets cancelled and when the money is withdrawn, you should wait till a message like 'Welcome' or 'Insert Card' appears on the screen. Do not make the mistake of leaving the ATM in a hurry.
Do not leave the receipt that comes out of the ATM even by mistake. Actually, the receipt may contain some information related to your account, so always keep it safely or tear it properly before throwing it away.
You must keep SMS and email alert service activated for your bank account. With your mobile active, as soon as any transaction takes place from your account, you will get to know immediately through a message. If there is any fraud, you will get to know through a message.
By the way, for more information about avoiding ATM fraud, always visit the website of the Reserve Bank of India (RBI) (rbi.org.in) and the official website of your bank. (Note- The news is based on general information)
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